Head of Risk (Non-Retail)

What you'll be doing

• Designing a globally scalable risk framework, establishing governance structures, and strengthening risk culture and awareness across the business
• Collaborating with Data Science and Engineering teams on the creation of origination, monitoring, provisioning, and collections risk models to optimise portfolio returns
• Building and leading a portfolio management team, initially focusing on continuous monitoring processes for receivables and payables finance
• Shaping local in-country credit policies and procedures to maximise portfolio-level economic returns
• Providing thought leadership on defining and evolving the risk appetite for mid-market, corporate, and enterprise features
• Making key underwriting decisions for significant exposures and representing the first-line team on relevant risk committees
• Maintaining a solid working relationship with the second line of defence
• Supporting department objectives and planning processes

What you'll need

• Expertise in managing credit risk for mid-market products
• The ability to build and scale a team from scratch, identifying key business needs and support needs for future business growth
• A solid understanding of credit policy governance and experience working effectively with 2LoD and 3LoD
• Experience in risk and fraud identification, monitoring, control implementation, and testing
• The ability to plan strategically, manage interdependencies, and deliver exceptional results that exceed requirements
• Excellent communication skills with a clear, concise, and structured approach to explaining complex concepts
• Impressive analytical and problem-solving skills with the ability to process complex information for optimal decision-making
• Experience balancing thorough risk assessment with the need for timely execution and business impact

Nice to have

• Experience with trade finance products

Compensation range

Krakow: PLN33,000 - PLN38,900 gross monthly Poland: PLN33,000 - PLN38,900 gross monthly Other locations: Compensation will be discussed during the interview process

*Final compensation will be determined based on the candidate's qualifications, skills, and previous experience

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

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