Transaction Monitoring Consultant & Senior Consultant

Transaction Monitoring Consultant & Senior Consultant

Who we are:

PwC Services Portugal (PSP) is a joint venture between PwC Luxembourg and PwC Portugal, serving as an integral extension of PwC Luxembourg supporting PwC Luxembourg’s clients. Leveraging a unique pool of talented professionals based in Matosinhos, our operating model ensures scalability, consistency, and quality in service delivery by integrating seamlessly into PwC Luxembourg’s operations and addressing talent attraction challenges sustainably. PSP provides a range of services, including Assurance Audit (spanning all industries, with a particular focus on Real Estate and Private Equity), Broader Assurance Services, Tax (including Managed Services, Corporate Tax, VAT, and Accounting), and Advisory (specializing in the Global Fund Industry, Real Estate Valuation and including AML/Compliance services).

For this opportunity, your CV must be submitted in English.

Your mission:

A career within the Anti-Financial Crime team will provide you with the opportunity to support clients in managing and mitigating financial crime and money laundering risks. In this role, you will combine hands-on AML expertise with team coordination responsibilities, ensuring high-quality delivery while driving team efficiency, performance, and client experience.

Be a part of our team where you will:

• Conduct compliance reviews and analysis in support of BSA/AML and other regulatory compliance policies and programs including investigating transaction monitoring program alerts, reviewing transaction and user activity, conducting research, and determining whether activity is suspicious and reportable to FinCEN in a Suspicious Activity Report.
• Respond to ad-hoc AML requests, escalate issues, incorporate feedback from manager review or quality control, assist with SAR preparation and filing, identify opportunities to improve processes and tools for greater efficiency.
• Perform quality review tasks and manage junior colleagues.
• Have a good understanding of the international or Luxembourg AML/CFT legal and regulatory framework and related key business processes such as customer/investor account opening, on-going due diligence measures including monitoring of suspicious transactions etc. and you will build on that knowledge.
• Understand key AML/CFT challenges in the context of crypto assets.
• Work with a variety of professional actors such as banks, crypto and virtual asset service providers, crypto exchanges, management companies, transfer agents.
• Work on other client assignments depending on your specific business profile. Hence you may work on other types of Anti-Financial Crime assignments and Internal Controls related projects focusing on the business of our clients.
• Ability to understand and interpret customer conversations including understanding how to request EDD information, how to address customer concerns and how to optimize customer experience.
• Perform internal and external research on the customer to obtain and gather specific information and documentation that are crucial to build the customer risk profile (inclusive of but not limited to geographic location, employment verification, Source of Fund, Source of Wealth, Negative News/PEP/Sanctions Screening and other information that may be pertinent to the EDD review).

Let’s talk about you. If you have/are …

• A Master's degree or equivalent in Audit, Business, Economics, Financial Crime or similar.
• At least 3 years of experience in an AML/CFT role, at a Big four company, in a compliance role or in another appropriate role.
• Minimum 3 years relevant experience conducting AML investigations, SAR preparation and filing.
• Good experience and a good understanding of new technologies, trends and crypto.
• Excellent written and spoken communication skills in English.
• An analytical mind set and good interpersonal skills.
• Dynamic, proactive and have good organisational skills.
• A good command of Microsoft Office tools.

Preferred Qualifications:

• Cryptocurrency or blockchain experience.
• Experience Requirement: Minimum of 36 months of total work experience, with at least 12 months in a Quality Control or Quality Assurance role, specifically Transactions Monitoring.
• Analytical Skills: Ability to analyze data, identify trends, and interpret complex information.
• Attention to Detail: Meticulous in reviewing and verifying information for accuracy and compliance.
• Problem-solving Skills: Ability to identify issues, investigate problems, and propose solutions.
• Experience providing coaching and feedback to colleagues.
• Experience working with Google Sheet, Google Doc, Excel, Word.
• Flexible and adaptable to the evolving needs of a high-growth and fast paced organization environment.
• Organized with a High level of attention to detail.

…You are the candidate we are looking for!