Team Lead Software Engineer

We're Capital on Tap 👋 💳

Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We've done a pretty good job so far, but we're just getting started!

We opened our first Portuguese office in Porto in autumn 2025, and in less than a year it has grown to a team of 50. Lisbon is the next step. We're opening our first office in the city and looking for engineers to join as founding members of the team, helping shape how we build, hire and work here from day one. 🏢

The role starts out fully remote. Once our Lisbon office is open, it will move to a hybrid set-up of two days a week on site.

Salary: €70,000 - 90,000

What You'll Be Doing

We're looking for an Engineering Team Lead to lead one of our product engineering teams here at Capital on Tap. This is a people-first leadership role. You'll be responsible for the growth, wellbeing, and performance of a team of engineers, while staying technically credible enough to shape direction, remove blockers, and raise the bar on quality. You won't be the best coder in the room you'll be the person who makes the whole room better. If you're an experienced Team Lead Engineer looking to own a team in a scaling fintech, this role is built for you.

What You'll Own

• Your team. Hiring, developing, and retaining engineers. Running 1:1s that actually matter. Spotting who's ready to grow and creating the space for them to do it.
• Delivery. Partnering with Product and QA to plan and ship reliably not by micromanaging, but by removing obstacles, managing risk, and keeping the team focused on what matters.
• Culture. Setting the tone for how the team communicates, gives feedback, and holds itself accountable. Building psychological safety without sacrificing standards.
• Technical credibility. You won't be heads-down in the codebase every day, but you'll understand the trade-offs your team is navigating architecture decisions, technical debt, build vs buy and contribute meaningfully to those conversations.

Diversity & Inclusion 🌈

We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Interview Process 🤝

• First stage: 30 minute intro call with Talent Partner
• Second stage: 60 minute "Tech Chat" & Values Interview with an Engineering Manager & People Partner
• Third stage: 60 minute Code Pairing with our Engineering Team
• Final stage: 60 minute Case Study with Product & Engineering + 60 minute Good to Great Interview with our CTO

Great Work Deserves Great Perks

Other Info 👍

• Check out our 'Top Tips' for interviewing.
• ✔️ Keep updated on new job opportunities by following us on Linkedin.
• 📧 Email careers@capitalontap.com if you have any questions.

Excited to work here? Apply! If you'd like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)