Retail Credit Risk Manager

What you'll be doing

• Overseeing exposure to retail credit risk
• Working with the Risk Modelling team to design, develop, and implement retail credit risk models
• Managing risk appetite through limit calibration and monitoring
• Maintaining key policies, procedures, and controls
• Engaging with first-line businesses to identify, monitor, and govern emerging retail credit risks, including new product risk assessments
• Engaging with key stakeholders, committees, and regional regulators on material retail credit risk exposures and limit governance
• Quantifying risk exposures within the organisation, taking into consideration stakeholder impact
• Protecting the company from excessive risk-taking, saving on both short and long-term costs
• Building trust and reputation with our external stakeholders and ensuring risks are managed within the risk appetite
• Identifying emerging risks that require immediate attention or could threaten long-term viability

What you'll need

• Experience in consumer credit risk within financial institutions, banks, asset management, payment institutions, and/or related services
• Knowledge of key lending products, like credit cards, personal loans, buy now-pay later, and/or mortgages
• A quantitative background in STEM (science, technology, engineering, and mathematics), statistics, economics, or related fields
• Fluency in English

Nice to have

• Experience in the second line of defence (risk)
• Impressive programming skills using Python, R, and/or SQL

Compensation range

• Lithuania: €4,800 - €5,000 gross monthly*
• Other locations: Compensation will be discussed during the interview process
• *Final compensation will be determined based on the candidate's qualifications, skills, and previous experience

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

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